Finsurance: online life insurance and health insurance that make you more satisfied.

• Finsurance, a lump-sum payment health insurance which covers and pays for everything
• Full coverage for accident, health, general illness, cancer, serious diseases, all in one policy
• Premiums are at thousands per month but offers a coverage of millions, available in several plans.
• Coverage for health insurance up to 10 million baht per year and room rate up to 9,000 baht.
• Help with outpatient medical expenses (OPD) unlimited times up to 50,000 baht per year.
• Help with dental treatment costs up to 4,000 baht per year*.
• Choose your own health insurance package, the coverage is designed to meet your needs.
• Easy to complete purchasing online, just answer a few health questions.

• Covers 100% of the benefits for medical expenses based on actual expenses without exceeding the benefits according to the selected package and the maximum total benefits per policy year.
• Covers 80% of dental treatment fees based on actual expenses per time, without exceeding the benefits according to the selected package and the maximum total benefit per policy year.
• Benefits, conditions, and coverage in detail are subject to the terms and conditions stated in the policy.

Benefits, conditions, and coverage in detail are subject to the terms and conditions stated in the policy.

• Examples of FINSURANCE online health insurance policy conditions: Fin-Dee Plan
• Examples of FINSURANCE online health insurance policy conditions: Fin-Ver Plan
• Examples of FINSURANCE online health insurance policy conditions: Fin-Sood Plan

Examples of important exclusions that the Company does not cover in this policy include:
No coverage for suicide within 1 year or being killed by the beneficiary, no coverage for chronic diseases, illness (including complications) or injuries that have not been completely treated prior to the contract date, and does not cover any illness occurring within a period of 30 days from the effective date of coverage or 120 days for 8 diseases. These include tumors, all types of cysts or cancers, hemorrhoids, all types of hernias, pterygium or cataracts, tonsillectomy or removal of adenoids, all types of gallstones, leg varicose veins, and endometrial hyperplasia. It does not cover complications before and after giving birth to a child born within 12 months from the date of coverage.

1. How long is the waiting period for health insurance?
   The waiting period is the period after a new policy is bought when a policy buyer (the insured) has bought a new policy but is unable to claim compensation to prevent disbursement of a person with illness prior to purchasing the insurance Generally, the waiting period for health insurance is a waiting period of 30–120 days, depending on the disease and conditions listed in the policy.
2. Can health insurance premiums be used for tax deduction?
   Health insurance premiums are eligible for personal income tax deduction, with a maximum amount actually paid up to 25,000 baht in 2021. However, there may be changes according to the rules set by the Revenue Department.
3. How long does health insurance cover?
   Finsurance health insurance has a coverage period of 1 year. The policy will begin to take effect on the date the contract parties have agreed and specified in the policy schedule.
4. How do I make a claim for health insurance?
   If the treatment is received from a Finsurance network hospital, the insured does not have to make advance payment. However, if you are admitted to a hospital outside of Finsurance’s health insurance network, you can get treatment with advance payment and make a claim later by filling out the Company’s claim form along with a doctor’s report indicating the symptoms, receipts, and other documentation as the case may be.
5. What kinds of illnesses does Finsurance health insurance not cover?
   Illnesses or injuries that have not been completely treated prior to the contract date. The insurance does not cover any illnesses occurring within a period of 30 days from the effective date of coverage or 120 days for 8 diseases. These include tumors, all types of cysts or cancers, hemorrhoids, all types of hernias, pterygium or cataracts, tonsillectomy or removal of adenoids, all types of gallstones, leg varicose veins, and endometrial hyperplasia. The insurance does not cover complications before and after giving birth to a child born within 12 months from the date of coverage.